Personal Finance

Towards a Healthier Financial Future

Topic: "Portfolio Management"

← Curating the web to find the most interesting and helpful information about your money.

Word of the week

Rebalancing

Rebalancing entails adjusting your investment holding to desired percentages for your stocks and bonds. Let's take an example where your target allocation is 20% bonds, 20% cash, and 60% stocks. You may now have a 70 percent stock, 10 percent bond, and 20 percent cash allocation if the stock market has done really well over the last year. You can sell some stocks and reinvest the proceeds in bonds to rebalance your portfolio, or you can add more bonds to the portfolio to restore its original balance.

How To Rebalance Your Investment Portfolio →

Investing

10 Best AI Stocks Of February 2024 by Cory Mitchell

Forbes Advisor has identified 10 of the best AI stocks. They each shine for different reasons. Some are more stable with great earnings growth, while others are newer and more speculative but have produced big returns. There are AI stocks here to suit all types of investors.

AI is a growing field, and AI-related ETFs have outpaced the S&P 500 by a significant margin year to date →

Investing

10 Best Dividend Stocks Of February 2024 by Cory Mitchell

Dividend investing provides investors with steady cash flow over the long term. When you reinvest dividend income, the magic of compounding can turbocharge your returns. Over the last century, dividend payments accounted for about 40% of the total return of the S&P 500.

These companies have boosted annual dividend payouts for at least 10 years with attractive yields →

Infographic of the week

Charted: Investment Preferences by Generation in the U.S.

Different generations grow up with different values and different economic realities, causing investment preferences by generation to vary across the board. The above graphic shows how different generations invest—from millennials to boomers—based on June 2023 survey data from Charles Schwab.

Charted: Investment Preferences by Generation in the U.S. The Visual Capitalist: Investment Preferences by Generation →

Investing

10 Top Tech Stocks Of February 2024 by Dock David Treece

The best tech stocks come from companies that are building the future. Whether they manufacture sleek mobile devices or develop the digital services you can’t live without, fast-growing technology stocks can set portfolios into hyperdrive.

The 10 largest tech sector companies profiled →

Investing

What are ETFs and Should You Invest in Them? by Elizabeth Gravier

There are so many ways to invest your money to build your wealth. From stocks to bonds to index funds, there’s a wide range of investment vehicles for every kind of investor depending on their goals. A common choice for beginner investors who want exposure to the overall stock market is to put money into an exchange-traded fund or ETF.

Here's what you should know about investing with ETFs. →

Investing

Three Investing Trends for 2024 and Beyond

Longevity, decarbonization and technology disruption could provide long-term investment opportunities.

Michael Zezas of Morgan Stanley on investing trends for 2024 →

Investing

Why work with a financial advisor

Managing your investments can be difficult. You may not be comfortable investing on your own. A professional financial advisor or planner can help you.

Choosing a financial advisor →

Infographic of the week

Tech Giants’ Stock Performance: A Three-Year Review (2020-2023)

In the last three years tech giants like Apple, Google, and Microsoft navigate through market volatility due to the global pandemic. In 2020, the pandemic led to a market selloff, but companies like Zoom and Shopify experienced growth due to increased demand during lockdowns.

Tech Giants’ Stock Performance: A Three-Year Review (2020-2023) Maureen Okonkwo's Viz at Tableau Public →

Investing

2023 in review: Rates, rallies and reflections

The U.S. Fed finishes 2023 with a bang, plus 40 notable events that helped shape markets this year.

Madison Faller Global Investment Strategist at JP Morgan →

Investing

You may want to change your investing strategy in 2024

Calling the remarkable past few weeks on Wall Street a Santa Claus rally or an end-of-year winning streak would be an understatement.

Nicole Goodkind from CNN on your investment strategy for 2024 →

Investing

2023 Stock Market Year In Review

In 2022, the S&P 500 bounced back from its worst year in over a decade, and it is on track to finish 2023 up as well, with a gain of about 21% through November 30. The ride for investors hasn’t always been a smooth one, though. Most of the market’s gains came early in 2023.

Forbes ADVISOR on the Stock Market as we close out 2023 →

Investing

Ways to supercharge your CD investments

CDs offer a guaranteed interest rate that’s typically higher than a savings account, and you get the safety of FDIC insurance to ensure your money will be there when you need it. They’re not right for every situation, but they can be an effective way to save for short-term goals or create a predictable stream of income.

How to find the best CDs to invest in →

Infographic of the week

Visualizing 30 Years of Investor Sentiment

The link between investor sentiment and the stock market is not linear. In fact, many consider extreme sentiment readings as a contrarian indicator. If sentiment swings sharply in one direction, some investors may consider this a signal to do the reverse.

Visualizing 30 Years of Investor Sentiment Investor sentiment and U.S. stock prices over modern history →

Investing

How to Invest in ETFs for Beginners

Exchange-traded funds, or ETFs, are an easy way to begin investing. ETFs are fairly simple to understand and can generate impressive returns without much expense or effort.

Here’s what you should know about ETFs and how they work →

Infographic of the week

The 20 Most Common Investing Mistakes, in One Chart

No one is immune to errors, including the best investors in the world. Fortunately, investing mistakes can provide valuable lessons over time, providing investors an opportunity to gain insights into investing—and build more resilient portfolios.

The 20 Most Common Investing Mistakes, in One Chart 20 Investment Mistakes to Avoid →

Investing

What Is the Fear and Greed Index?

The Fear and Greed Index is a tool developed by CNN (yes, the news network) to help gauge what factors are driving the stock market at a given time.

Guide to the Fear and Greed Index →

Investing

The Golden Rules of Investing

Investing can help you meet your financial goals and the better the investment decisions you make, the more chance you have of succeeding. While nobody can make the best investment decision every single time, following these golden rules could help you to get more from your investments over the long term.

Following these golden rules could really help you to InvestSmart →

Serious stuff

Should I still be investing in this uncertain stock market? Uncertainty is a normal – even necessary – part of investing, but it becomes a problem when people spend so much time worrying that they miss out on market returns.

Four tips for nervous investors from Benjamin Felix →

Word of the week

Financial Exposure

Investor risk, which is defined as the possible loss an investor may incur by investing, is referred to as financial exposure. Investors use strategies like investment hedging and diversification to try to reduce their financial exposure.

Take your first steps into the investment world without risking losing any money →

Investing

ScotiaFunds: 5 timeless tips on managing market ups and downs

1. Keep calm and carry on 2. Stay invested…it’s time, not timing 3. Manage risk, don't avoid it 4. Put diversification to work 5. Take advantage of dollar-cost averaging

Learn more from their easy to read resource →

Word of the week

Diversification

A fundamental investing strategy that distributes investment funds among multiple asset classes is diversification.

What Is Diversification? Definition as Investing Strategy →

Infographic of the week

Warren Buffett's Portfolio Visualized

Warren Buffet is probably best known for being one of the world’s most successful investors. See what Berkshire Hathaway are holding and learn from the legendary value investor known as the 'Oracle of Omaha'.

Warren Buffett's Portfolio Visualized How They Make Money: Why the Oracle of Omaha tends to bet on the status quo →

Investing

How to Invest Like Warren Buffett

Want to emulate Buffett’s investment strategy? Morningstar has compiled work on the approach he and partner Charlie Munger have pursued at Berkshire Hathaway. (Stock symbols BRK.A and BRK.B)

Delve into Warren Buffett’s investment strategy →

Word of the week

Asset Allocation

Asset allocation is where you choose to put your money. The three primary asset classes are stocks, bonds, and cash. Choose those that best match your goals, risk tolerance, and time schedule.

Neontra aggregates and tracks all your assets in one place so you can monitor your allocation easily →

Investing

7 Tips for Long-Term Investing

Investing is a long game. Whether you want to invest for retirement or grow your savings, when you put money to work in markets it’s best to set it and forget it. Successful long-term investing isn’t as simple as just throwing money at the stock market...

Seven tips to help you get a handle on long-term investing →

Investing

Four generations talk about their different investment strategies

Fast Company spoke with people from four different generations (Gen Z, millennial, Gen X, and baby boomer) to understand their investing strategies.

Learn from Gen Z, Gen X, and the millennial and baby boom generation →

Investing

Tips for Avoiding the Top 20 Common Investment Mistakes

When learning how to invest, it is important to learn from the best, but it also pays to learn from the worst. These top 20 most common mistakes have been compiled to help investors know what to watch out for. If any of these mistakes sound familiar, it is likely time to meet with a financial adviser.

The CFA Institute on investment mistakes →

Infographic of the week

Just 7 Companies Dominate the Nasdaq 100

Launched in 1985, the Nasdaq 100 index tracks the performance of the largest, and most actively-traded, non-financial companies listed on the Nasdaq stock exchange.

Just 7 Companies Dominate the Nasdaq 100 Companies in the Nasdaq 100, by Weight →

Investing

Making Smart Investments: A Beginner’s Guide

- Why should you invest? - How much should you save vs. invest? - How do investments work? - How do you make (or lose) money?

See Matthew Blume of the Harvard Business Review answers →

Infographic of the week

Timing the Market: Why It’s So Hard, in One Chart

Timing the market seems simple enough: buy when prices are low and sell when they’re high.

Timing the Market: Why It’s So Hard, in One Chart The Pitfalls of Timing the Market →

Did you know?

The first War Savings Certificates and Victory Bonds were issued in Canada during the First and Second World Wars. They went towards paying for the war effort.

Browse through the gallery and view the timeline to learn about the History of Canada Savings Bonds. →

Word of the week

Bonds

Governments and businesses both issue bonds as a form of investment. In exchange for a predetermined rate of return, you lend money to these organizations when you purchase a bond. Although historically yielding less than stocks, bonds are thought to be a safer kind of investment.

How to Buy Bonds in Canada →

Investing

Motley Fool outlines Warren Buffett's investing philosophy in 9 steps

1. Look for a margin of safety 2. Focus on quality 3. Don't follow the crowd 4. Don't fear market crashes and corrections 5. Approach your investments with a long-term mindset 6. Don't be afraid to sell if the scenario changes 7. Learn the basics of value investing 8. Understand compounding 9. Research and reflect

How to Invest Like Warren Buffett →

Investing

Financial advisors agree: These are the 3 best investing tips for beginners

CNBC Select shares three tips for any beginner investor just starting out. 1) Audit your finances before you even start to invest 2) Utilize retirement accounts as much as you can 3) Know you don’t have to be an expert

If you’re just getting into investing, read more →

Investing

3 common mistakes investors make — and how to avoid them

In our daily lives, we know it’s hard to break bad habits, like eating too much junk food. The same is true for investing. Just as understanding which foods are better for you, knowledge is power when it comes to your portfolio.

Nobody’s perfect, especially when it comes to investing →

Investing

Investing can seem intimidating

Fortune.com outlines how to get started: - Decide your investment goals - Select investment vehicle(s) - Calculate how much money you want to invest - Measure your risk tolerance - Consider what kind of investor you want to be - Build your portfolio - Monitor and rebalance your portfolio over time

A beginner’s guide to investing in the stock market →

Infographic of the week

The most profitable U.S. companies, by sector

See the S&P 500 companies with the highest profits in their sector. Data is based on the fiscal year ending on or before January 31, 2023 across companies in the Fortune 500.

The most profitable U.S. companies, by sector America’s most profitable companies, by sector →

Infographic of the week

See the Markets in a Minute

S&P 500 companies hold $7.1 trillion in assets, and account for close to 80% of available market capitalization on U.S. stock exchanges. The index serves as a barometer for the U.S. stock market, covering the largest public U.S. companies by market capitalization. Often, it reflects investor sentiment and is considered an indicator for U.S. economic health.

See the Markets in a Minute Visualizing Every Company on the S&P 500 Index →

Investing

Stock Market Simulator

Our Markets Simulator can help you learn about the stock market and practice trading real stocks at real prices, without risking real money.

Make virtual simulated trades and learn how the stock market works all at no cost →

Infographic of the week

The Fastest Rising Asset Classes in 2023

Many corners of the market have shown resilience despite persistent inflation and slowing economic growth in 2023. U.S. equities, international equities, and a variety of bonds have seen positive returns so far this year.

The Fastest Rising Asset Classes in 2023 The top-performing asset classes to date with data from BlackRock →

Investing

9 easy steps to start investing in Canada:

1. Assess your risk tolerance 2. Choose Your Investing Style 3. Decide How Much You Can Invest 4. Pick the Right Kind of Stock Investments 5. Choose a broker 6. Open the right investment account 7. Diversify Your Stocks 8. Keep a Steady Eye on Your Portfolio 9. Invest Consistently for the Long-Term

How to Start Investing in Canada: 9 Steps to Success →

Infographic of the week

Just 20 Stocks Have Driven S&P 500 Returns So Far in 2023

Truman Du shows which stocks are making up the vast majority of S&P 500 returns amid AI market euphoria and broader market headwinds.

Just 20 Stocks Have Driven S&P 500 Returns So Far in 2023 Tech and AI stocks have soared as ChatGPT became a household name in 2023 →

← Curating the web to find the most interesting and helpful information about your money.