Better Finances for a Better You

← 047 Neontra Newsletter Issue #046 045 →

← Curating the web to find the most interesting and helpful information about your money.

Estimated reading time: 6 minutes

Did you know?

Americans spend $779 on food per month, with almost two-thirds being spent on groceries ($475) and the rest on eating out ($303), according to the Bureau of Labor Statistics' Consumer Expenditure Survey.

American Households' Average Monthly Expenses →

Word of the week


Rebalancing entails adjusting your investment holding to desired percentages for your stocks and bonds. Let's take an example where your target allocation is 20% bonds, 20% cash, and 60% stocks. You may now have a 70 percent stock, 10 percent bond, and 20 percent cash allocation if the stock market has done really well over the last year. You can sell some stocks and reinvest the proceeds in bonds to rebalance your portfolio, or you can add more bonds to the portfolio to restore its original balance.

How To Rebalance Your Investment Portfolio →


If you’re looking to create a personal budget, start with these six steps

  1. Calculate your net income
  2. Track your spending
  3. Set realistic goals
  4. Make a plan
  5. Adjust your spending to stay on budget
  6. Review your budget regularly
Bank of America - Better Money Habits →

Quote of the week

"The best thing money can buy is financial freedom."

- Rob Berger, author and investor

Infographic of the week

Mapped: Which is the Best U.S. City for Entry-Level Jobs by Pay?

The anxieties around a first-job are immense: fear of the unknown, performance pressure, and the need to navigate new professional environments. But good pay can help manage these worries. Lots and more has been written on which careers are the highest-paid, but how does geography factor into the equation?

Mapped: Which is the Best U.S. City for Entry-Level Jobs by Pay? Ranked: 50 U.S. Cities By Entry-Level Job Pay →


You don't need to be an expert to grow a nest egg. We'll cover how to build your portfolio, when to sell (or not sell) stocks and how to avoid fees.

Saving NPR Life Kit Podcast: Investing for beginners →


10 Best AI Stocks Of February 2024 by Cory Mitchell

Forbes Advisor has identified 10 of the best AI stocks. They each shine for different reasons. Some are more stable with great earnings growth, while others are newer and more speculative but have produced big returns. There are AI stocks here to suit all types of investors.

AI is a growing field, and AI-related ETFs have outpaced the S&P 500 by a significant margin year to date →

Serious stuff

When couples move in together for the first time, many financial questions and tasks arise, leaving room for disagreement and awkwardness.

Ana Teresa Sola on financial tips for couples moving in together for the first time →

Fun stuff

"I don't know what they want from me It's like the more money we come across The more problems we see"

Which artist is #1 on our Neontrack playlist this week?

Music About Money →

Listen to our Neontrack playlist when you have music and money on your mind.

← 047 Neontra Newsletter Issue #046 045 →