Personal Finance

Better Finances for a Better You

Topic: "Frugal"

← Curating the web to find the most interesting and helpful information about your money.

Did you know?

The US National Retail Federation reported that 44% of consumers planned to buy gift cards for the 2023 holiday season.

9 Things That Frugal People Always Buy During the Holidays by Cynthia Measom →

Investing

5 Things Frugal People Always Do With Their Investments by John Csiszar

1) Avoid Commissions 2) Use Passive Investments 3) Find the Lowest Cost Variations 4) Trade Infrequently 5) Check Regularly, but Infrequently

When shopping for anything, including investments, you should never confuse “frugal” with “cheap.” →

Serious stuff

Here are 40 Frugal Ideas to Have Fun These Holidays to get your started! Most of these are free or can be done with very little cost.

40 Frugal Ideas to Have Fun These Holidays By JESS - MINIMISE WITH ME →

Word of the week

The Diderot Effect

The Diderot Effect states that when we acquire a new possession, it often leads to a cycle of acquiring even more new items. As a result, we end up buying things that our past selves never needed in order to feel content or happy.

The Diderot Effect: Why We Want Things We Don’t Need — And What to Do About It by James Clear →

Saving

Grocery shopping can be expensive, especially if you have a lot of mouths to feed. Here are eleven tips you can follow to save money on your next grocery run.

Saving 11 tips for saving money at the grocery store by Alexandria White →

Saving

Our consumer culture pressures many of us to live above our means. The good news is that making a personal and household commitment to a more frugal lifestyle can be a fulfilling, healthy choice and can save you a lot of money.

Saving 65 Tips to Save Money Through Self-Reliance By Kale Roberts →

Budgeting

Summer is expensive for families. With the kids home from school, your grocery bills will undoubtedly go up. If you pay for daycare or summer camp, that can also eat a big chunk out of your household budget.

50 Best Summer Budgeting Tips for Families By Dawn Allcot →

Saving

5 Tips for Saving Money on Your Late-Summer Festivities By Nicole B. Simpson, CFP

  1. Plan Your Activities in Advance
  2. Share Costs With Family and Friends
  3. Use a Tourist Discount Card
  4. Set Financial Limits
  5. Save in Advance
Have a blast but don’t allow your finances to dampen your spirits →

Saving

Trying to build your savings, pay off debt and make the most of your money? You might want to try living like a billionaire — but only if that billionaire is Warren Buffett

11 Frugal Habits of Warren Buffett by Amanda Garcia →

Word of the week

Frugal

When it comes to handling their finances, someone who is particularly cautious about spending less and saving more is said to be frugal.

Living frugally and happily in retirement by Investopedia →

Word of the week

Loud Budgeting

The Loud budgeting movement pushes individuals to be open and honest about their financial situation and to refuse offers of goods or activities that they cannot afford or do not want to spend their money on. It's a tactic meant to make your financial goals visible and audible to friends and family. The notion is that you should keep to your budget to support your financial goals rather than going beyond to live up to others' expectations.

Loud Budgeting – What it Is and how it can work for you →

6 Frugal Habits of the Super Rich and Famous by Caitlyn Moorhead

For you to live frugally, you might want to take a page out of the super-rich.


  1. Pay using cash
  2. Pay yourself first
  3. Travel on a budget
  4. Live beneath your means
  5. Make your money work for you
  6. Invest. Invest. Invest.
Frugal habits of millionaires you should start today →

← Curating the web to find the most interesting and helpful information about your money.