Personal Finance

Towards a Healthier Financial Future

Topic: "Budget Tracking"

← Curating the web to find the most interesting and helpful information about your money.


Trying to get your spending under control? Just like with dieting, it can help to add some structure by following a plan. There are just about as many approaches to handling your daily finances as there are to counting calories.

The WSJ Tested 5 of the Best Budgeting Methods. Here’s what they found →


The zero-based budget Sometimes called a zero-sum budget, is when your total income, minus your expenses, equals zero.

Zero-based budgeting: What it is and how it can help you hit your money goals →

Word of the week

The 30% Rule

How much should you pay in rent? As a general rule, housing should be no more than 30% of your total monthly income, including utilities. The 30% rule is based on how much you can reasonably spend and have money left over for everyday expenses like food, clothes and transportation.

Neontra auto-categorizes your expenses so you can quickly see how your budget is tracking →

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Creating a budget in college can help you understand where your money goes each month, which is a good first step to take when you’re learning to manage your finances.

5 Tips for Saving Money and Budgeting in College →


In a 50/30/20 budget you should aim to spend your net income in this way: - 50% on your essential needs - 30% on your non-essential expenses - 20% on savings contributions/debt repayments

Neontra auto-categorizes your expenses so you can quickly see how your 50/30/20 budget is tracking →


Making a budget can help you: - set spending limits - find ways to pay down your debts - reduce costs and save more - live within your means - reduce stress - have more money for things that are important to you - feel in control of your money

Start building a better future with a budget today →

Did you know?

The average price for electricity in Canada is around 17.4¢/kWh. If your apartment or house is averagely consuming around 1000kWh, your electric bill will be roughly $174. The average cost of utilities in Canada is $304.75 per month.

Learn how your spending compares to national averages with our NEOs →


Making a budget can help you balance your income with your savings and expenses. It guides your spending to help you reach your financial goals.

Why make a budget →

Infographic of the week

How much more are groceries costing you this year?

Mapped: Which Countries Have the Highest Inflation?

How much more are groceries costing you this year? See how Canada compares to the rest of the world →