Personal Finance
Better Finances for a Better You
Topic: "Videos"
← Curating the web to find the most interesting and helpful
information about your money.
Serious stuff
Watch to learn about six personal finance topics that can have a big impact on your life: budgeting, saving, debt, taxes, insurance, and retirement.
Managing Money: Six Principles of Personal Finance from Charles Schwab →Saving
Why don’t companies want you to repair your stuff? - Aaron Perzanowski
Explore how the Right to Repair movement is pushing back against companies which don’t want consumers fixing their products. →Budgeting
Creating a budget may seem like a daunting task, but it doesn’t have to be. Learn about the tools and techniques that can help simplify budgeting and help you reach your financial goals.
Options for people who don’t like to budget →Serious stuff
It's hard to know where to start with personal finance — saving, budgeting and everything else in between. These TED Talks provide insightful perspectives and practical advice to help you face your financial situation with honesty and compassion.
How to take charge of your personal finances from TED Talks →Word of the week
Federal Student Aid (FAFSA®)
You need to complete the Free Application for Federal Student Aid (FAFSA®) form to apply for federal student aid such as federal grants, work-study funds, and loans. Completing and submitting the FAFSA form is free and easier than ever, and it gives you access to the largest source of aid to help you pay for college or career school.
What is the FAFSA® form and why should I fill it out? →Word of the week
60/40 Budget
Richard Jenkins, financial journalist and author of A Simpler Way to Save: the 60% Solution advocates: 60% of your income goes to fixed expenses: - Housing - Utilities - Groceries - Transportation 10% to retirement savings 10% to long-term savings 10% to short-term savings 10% “fun money” for activities, trips, or other infrequent splurges
How to Make A Budget: The 60% Solution Explained →Serious stuff
Author Tammy Lally encourages us to break free of "money shame" and shows us how to stop equating our bank accounts with our self-worth.
TED.com - Let's get honest about our money problems →Serious stuff
Could your language affect your ability to save money?
TED.com - Saving for a rainy day: Keith Chen on language that forecasts weather and behaviour →Serious Stuff
50/30/20
The 50/30/20 rule is a suggested budgeting guideline that advises allocating:
- 50% of your income to necessities (like rent, groceries, and utilities)
- 30% to discretionary spending (like hobbies, entertainment, and travel)
- 20% to savings
Word of the week
Annual Percentage Rate (APR)
APR stands for Annual Percentage Rate. It's the yearly interest rate you pay on a loan or credit card. However, a credit card's advertised APR isn't the true interest rate because it compounds daily.
Learn how to calculate the effective APR to find a credit card's true interest rate →← Curating the web to find the most interesting and helpful information about your money.