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Better Finances for a Better You

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Newsletter Archive:

Newsletter Issue #084

Money Tips

Balance Transfer Fee | Emergency Budgeting Tips | Bob Hope | U.S. States by Weekly Grocery Bills | 41 Best Money Tips | 5 Rules for Investing in Retirement | Financial Wellness | Neontracks

Newsletter Issue #083

Save Money Like Your Grandparents

Cash Advance | Effortless Ways to Save Money | Rachel Cruze | Fastest Growing Cities in the U.S. and Canada | Save Money Like Your Grandparents | Emotional Investing | Financial Wellness | Neontracks

Newsletter Issue #082

Practical Saving Tips

Credit Union | Practical Budgeting Tips | George Soros | The American Dream Costs $4.4 Million | 11 Pesky Bank Fees | Trading Fees | The Credit Union Difference | Neontracks

Newsletter Issue #081

Financial Security

Out-of-network ATM fee | Better Money Habits | Brian Tracy | American Cities in the Global Real Estate Bubble Index | Avoid Debit Card Fees | Successful Long-Term Investing | Financial Wellness | Neontracks

Newsletter Issue #080

The Diderot Effect

The Diderot Effect | Becoming Minimalist | James Clear | Retirement Age Workers | 7 Common Banking Fees | Fall Investing Tips | The Diderot Effect and Intertwined Behaviours | Neontracks

Newsletter Issue #079

Fall Budgeting

Vampire Energy | Fall Budgeting Tips | Darren Hardy | Investing Strategies, by Generation | Money Saving Tips | Warren Buffett’s Investing Tips | Financial Wellness for College Students | Neontracks

Newsletter Issue #078

Wealth Inequality

Purchasing Power | Budget Busters | Natasha Munson | Wealth Disparity | Saving Money at The Grocery Store | Investing Cognitive Biases | Free Financial Literacy Course | Neontracks

Newsletter Issue #077

Building Financial Strength

Predatory Lending | Building Blocks of Financial Stability | Henry David Thoreau | Wage Growth in G7 | Saving Tips | Stock Market Simulator | Financial Wellness | Neontrack

Newsletter Issue #076

Financial Resilience

Financial Resilience | Budgeting Tips for College Students | Financial Wellness | The Worst U.S. States for Retirement | Save Money Through Self-Reliance | The Life-Changing Magic Of Compound Interest | High School Financial Literacy | Neontrack

Newsletter Issue #075

Housing Costs

Did You Know? | Closing Costs | Unexpected New Home Costs | Elizabeth Warren | States With the Most Million-Dollar Homes | Money Saving Tips While Living Single | Investing in Real Estate | Financial Wellness Tips

Newsletter Issue #074

Wellness & Financial Wellbeing

Did You Know? | Homeowners Insurance | Credit Mistakes to Avoid in Your 20s | Dave Ramsey | Wealth in America | Ways Your Public Library Can Save You Money | 3 Things Investors Can Learn From Warren Buffett | Financial Wellness Resources

Newsletter Issue #073

Wellness & Wealth

Did You Know? | Generational Wealth | Teach Budgeting for Kids | Naval Ravikant | Countries With the Highest Wealth per Person | Vampire Energy | Common Investing Mistakes | Financial Wellness

Newsletter Issue #072

Salaries & School Budgeting

Did You Know? | HELOC | Back to School Budgeting | Suze Orman | Where Are Salaries the Highest | 40 Saving Tips | Investing Tips for New Graduates | Financial Wellness

Newsletter Issue #071

Stocks & Portfolios

Did You Know? | Stock | 7 Budgeting Mistakes | Sir John Templeton | American Stock Ownership | Money Saving Tips | Income-Producing Portfolios | Financial Stress

Newsletter Issue #070

Summer Budgeting

Did You Know? | Adjustable-Rate Mortgage | George Washington | The Cost of American Home Ownership by State | 50 Summer Budgeting Tips | Splitting a Tab | Simple Ways to Invest in Real Estate | Personal Finance Tips

Newsletter Issue #069

Insurance, FIRE & Financial Stress

Did You Know? | Policyholder | The FIRE Movement | Seneca | Housing Markets | Saving Money on Your Late-Summer Festivities | Investing Tips | Coping with Financial Stress

Newsletter Issue #068

Frugal Habits

Did You Know? | Lean FIRE | Loud Budgeting for Young Americans | Jim Rohn | Infographic | Frugal Habits of Warren Buffett | Smart Investing from NASDAQ | Wants vs. Needs

Newsletter Issue #067

FIRE (Financial Independence, Retire Early)

Did You Know? | FIRE | Skeptic's Guide to FIRE | Jim Rohn | Tax Burden by Each U.S. State | Healthy Money Habits for Couples | Sample Investment Portfolios | TED Talks on Personal Finance

Newsletter Issue #066

Unnecessary Bills

Did You Know? | Dividend | Starting an Emergency Fund | Robert Kiyosaki | Infographic of the Week | Unnecessary Bills | Tips for Successful Long-Term Investing | Avoid Investment Fraud

Newsletter Issue #065

Mortgages & Saving Money Fast

Did You Know? | Fixed Mortgage | Budgeting Tips For New Grads | Ayn Rand | How Long Can Each Generation Survive Without Income | Saving Money Fast | Mutual Funds | 10 Financial Lessons

Newsletter Issue #064

Streaming Costs & Prepaid Cards

Streaming Costs | Closed-loop prepaid card | Budget Using Gift Cards | Elizabeth Warren | U.S. Wealth by Generation | Saving Money When You're Broke | How Bonds Work | Teaching Kids About Money

Newsletter Issue #063

ATM Fees & Travel Budgets

Did You Know? | Capital Appreciation | Travel Budgets | Dave Ramsey | Clean Energy Stocks | 10 Ways to Save Money | Track Your Global Portfolio | Partners Bad with Money

Newsletter Issue #062

Capital Gains & Money Habits

Did You Know? | Capital Gains | Money Habits | Dave Ramsey | Overdraft Protection | Affordable Healthy Eating | Investing Tips for Young Professionals | Financial Wellbeing

Newsletter Issue #061

Compound Interest & New Parents

Did You Know? | Frugal | 27 Ways to Save with a Newborn | Charles A. Jaffe | The Power of Compound Interest | Save Money on Groceries | Investing Tips for New Parents | Financial Wellbeing

Newsletter Issue #060

Equity & Saving Tips

Did You Know? | Equity | Tips to Pay Off Your Credit Card | Charles Caleb Colton | The Personal Finance Landscape | 12 Money Saving Tips | Robo-Advisors | Neontra vs. Credit Karma

Newsletter Issue #059

Loud Budgeting

Did You Know? | Loud Budgeting | Frugal Habits of Millionaires | Sophia Amoruso | Income a Family Needs | Setting Goals | Approaches to Investing | 60/30/10 Rule

Newsletter Issue #058

Budgeting & Saving Tips

Did You Know? | 80/20 Budget | Budgeting Challenges| Franklin D. Roosevelt | Average Retirement Savings | 19 Saving Tips | Investing Mistakes | Financial Wellness

Newsletter Issue #057

Saving $10,000

Did You Know? | Variable APR | Loud Budgeting | David Chilton | 5 Reasons People Hire a Financial Advisor | How to Save $10,000 | Investment Tips | Credit Score Calculation

Newsletter Issue #056

Vacation Budgeting

Did You Know? | Penalty APR | 8 Vacation Budget Tips | Jack Lew | Who Has Savings? | Saving For a Dream Vacation | Investing $100K | Health Insurance Tips | Neontrack

Newsletter Issue #055

Financial Mistakes

Did You Know? | Prime Rate | Credit Card Limits by Age | Berthold Auerbach | Where Does One U.S. Tax Dollar Go | Saving Mistakes | Warren Buffet's Investment Strategy | Financial Mistakes | Neontrack

Newsletter Issue #054

Budgeting Tips

Did You Know? | Purchase APR | 10 Expenses Draining Your Budget | Quote of the Week | Visualizing the Growth of $100 | Saving Tips | Investment Tracking | Mortgage Tips | Neontrack

Newsletter Issue #053

APR & Budgeting

Did You Know? | Credit Card Cash-Advance APR | Vacation Budgeting | Quote of the Week | Global Happiness | Saving Tips | Retirement Planning | Financial Wellness | Neontrack

Newsletter Issue #052

Financial Freedom

Did You Know? | Balance Transfer APR | Tips for College Students | Quote of the Week | Who Expects to Get Richer | Retiring at 30 | Long-Term Investing | Levels of Financial Freedom | Neontrack

Newsletter Issue #051

Benjamins & CDs

Did You Know? | Annual Fee | Migrate from Mint | Quote of the Week | Real vs Nominal Value of Min. Wage | 35 Saving Tips | Long Term CDs | Tipping Etiquette | Neontrack

Newsletter Issue #050

Saving Tips & Crypto Advisors

Did You Know? | Balance Transfer | Migrate from Mint | Quote of the Week | Investment Choices | Saving Tips | Crypto Financial Advisors | Dreading Taxes | Neontrack

Newsletter Issue #049

Financial Wellness

Did You Know? | Simple Interest | College Checking Accounts | Quote of the Week | Financial Advisors | Repair Your Credit Score | Invest in Index Funds | Financial Wellness | Neontrack

Newsletter Issue #048

Financial Empowerment

Did You Know? | Billing Cycle | What is Loud Budgeting? | Quote of the Week | The 1% Club | Visualize Better Money Management | Investing for Beginners | Minimize Stress | Neontrack

Newsletter Issue #047

Financial Well-Being

Did You Know? | Grace Period | Budgeting Tips | Quote of the Week | Inflation Projections | Financial Self-Care Routines | Best Investments for Beginners | Financial Well-Being | Neontrack

Newsletter Issue #046

Best U.S. City for Entry-Level Jobs

Did You Know? | Rebalancing | Budgeting Tips | Quote of the Week | Best U.S. City for Entry-Level Jobs | Investing for Beginners | Top AI Stocks | Moving In with Your Partner | Neontrack

Newsletter Issue #045

Saving on Streaming

Did You Know? | Term Life Insurance | Budgeting Tips | Quote of the Week | The Cost of Text Message Scams | Saving on Streaming | Top Dividend Stocks | Manage Financial Stress | Neontrack

Newsletter Issue #044

Investment Preferences

Did You Know? | Permanent Life Insurance | Budgeting Tips | Quote of the Week | Investment Preferences by Generation | House Poor | Top Tech Stocks | Manage Financial Stress | Neontrack

Newsletter Issue #043

Mental Health And Material Wealth

Did You Know? | Avalanche Method | Budgeting Tips | Quote of the Week | Biggest Financial Stressors | Mental Health | ETFs | Ways to Get Out of Debt | Neontrack

Newsletter Issue #042

Greenbacks

Did You Know? | ATM | Budgeting Tips | Quote of the Week | Financial Happiness Index | DINK Lifestyle | Best Income Investments | Financial Baggage | Neontrack

Newsletter Issue #041

Financial Happiness

Did You Know? | Cash Flow | Budgeting 101 | Quote of the Week | Financial Happiness | Big Financial Goals | Investing Trends | Helping Money Anxiety | Neontrack

Newsletter Issue #040

Retirement Planning Mistakes

Did You Know? | Life Insurance | 7 Budget Tips | Quote of the Week | Retirement Planning Mistakes | Simple Finance Tips | Choosing A Financial Advisor | Helping Children Build Credit | Neontrack

Newsletter Issue #039

Financial Stress

Did You Know? | Snowball Method | 5 Tips To Fix Your Finances | Quote of the Week | Visualizing the Global Education Gap | Can You Afford a Dog? | 2024 Money Checklist | Coping With Financial Stress | Neontrack

Newsletter Issue #038

Gift Cards

Did You Know? | Gift Cards vs. Prepaid Cards | Budget Using Gift Cards | Quote of the Week | Tech Giants’ Stock Performance | You Splurged Now What? | 2023 Investing Review | 6 Steps to Pay Off Credit Cards | Neontrack

Newsletter Issue #037

Holiday Survival Guide

Did You Know? | Savings Ratio | Financial New Years's Resolutions | Quote of the Week | Holiday Survival Guide | Top 2023 Personal Finance Stories | Investing in 2024 | Holiday Debt | Neontrack

Newsletter Issue #036

Holiday Budgeting

Did You Know? | Co-Borrower | Holiday Budgeting | Quote of the Week | Spending by Different Generations | Personal Finance Resolutions | 2023 Stock Market | Charity Donations | Neontrack

Newsletter Issue #035

Time Value of Money

Did You Know? | Time Value of Money | Low-Effort Budgeting | Quote of the Week | Least and Most Affordable Cities | Avoiding Lifestyle Creep | Virtual Portfolio | Money Mistakes | Neontrack

Newsletter Issue #034

Student Aid & CDs

Did You Know? | FAFSA | Budgeting Tips | Quote of the Week | Global Wealth Distribution | 31 Ways to Save Money | Sales Shams | CD Investments | Estate Planning | Neontrack

Newsletter Issue #033

Zero-Based Budgeting

Did You Know? | Collateral | Zero-Based Budgeting | Quote of the Week | 30 Years of Investor Sentiment | 31 Ways to Save Money | ETFs for Beginners | Demystifying Health Insurance | Neontrack

Newsletter Issue #032

Penny for Your Thoughts

Did You Know? | 60/40 Budget | 6 Retirement Strategies | Quote of the Week | 20 Common Investing Mistakes | 8 Money-Saving Tips | The Fear and Greed Index | Your Parents and Money | Neontrack

Newsletter Issue #031

Planning & Investing

Did You Know? | Creditworthiness | Budget Planning Tips | Quote of the Week | Real Estate Bubble by City | How To Pick A Bank | 7 Tips for Investing | Control of Your Personal Finances | Neontrack

Newsletter Issue #030

Retirement & Personal Finance

Did You Know? | Annuity | 5 Personal Finance Tips | Quote of the Week | Retirement Age by Country | Energy & Money Saving Solutions | Golden Rules of Investing | Tips for Nervous Investors | Neontrack

Newsletter Issue #029

Student Debt

Did You Know? | Financial Exposure | 7 Budgeting Tips | Quote of the Week | Student Debt by Degrees | Digging Out of Debt | 5 Investing Tips | Money & Your Partner | Neontrack

Newsletter Issue #028

Financial Wellness

Did You Know? | Diversification | 50/15/5 Saving Rule | Quote of the Week | Average Wealth per Person | Can You Afford to Change Your Life | Investing in Bonds | Money Shame | Neontrack

Newsletter Issue #027

Buffet & Budgeting

Did You Know? | Amortization | 10 Budgeting Tips | Tony Robbins | Infographic of the week | Gen Z Middle Class | Invest Like Warren Buffet | Language & Money | Neontrack

Newsletter Issue #026

The 30 percent rule

Did You Know? | 30% Rule | Goal Setting | Will Robinson | Infographic of the week | Podcast | Neontra TikTok | Investing for Beginners | 50/30/20 Budget | Neontrack

Newsletter Issue #025

A Nickel for Your Thoughts

Did You Know? | Asset Allocation | 6 Money Moves | Quote of the Week | Infographic of the week | Who Should You Trust | 3 Investing Tips | Khan Academy Financial Literacy Course | Neontrack

Newsletter Issue #024

Franchises & Tips for Parents

Did You Know? | Financial Advisor | Budgeting Tips | John C. Maxwell | Infographic of the week | Bank of Parents | 7 Investing Tips | 11 Financial Words to Teach Kids | Neontrack

Newsletter Issue #023

How to Double Your Money

Did You Know? | Credit Limit | Real Student Discounts | John Hope Bryant | Infographic of the week | Wedding Costs | Gen Z, Gen X on Investing | 5 Ways to Control Your Money | Neontrack

Newsletter Issue #022

A Dollar Down

Did You Know? | Credit Utilization Ratio | New York Times Quiz | George Washington | Infographic | Talking About Money | 20 Investment Mistakes | Making More Money | Neontrack

Newsletter Issue #021

$$ Signs to Budgeting Tips

Did You Know? | Consumer Price Index | Budgeting Tips | Japanese Proverb | Infographic of the week | Buying a Home With Others | Smart Investing | Dealing with Money Struggles | Neontrack

Newsletter Issue #020

Making Smart Investments

Did You Know? | Overdraft | Understanding Bank Fees | J. Paul Getty | Infographic of the Week | Podcast - Stress Test | Making Smart Investments | 50 Money Questions for Your Partner | Neontrack

Newsletter Issue #019

Financial Personalities

Did You Know? | FICO | Student Budgeting | Kevin O'Leary | Timing the Market | Investing Against Climate Change | How Does Investing Work | Your Money Personality | Neontrack

Newsletter Issue #018

Philosophies & Proverbs

Did You Know? | Interest | Budgeting in College | Swedish Proverb | Infographic of the Week | Podcast - Stress Test | Investing Introduction | Money Philosophies | Neontrack

Newsletter Issue #017

A Bougette & Bonds

Did You Know? | Bonds | Envelope Budgeting | Albert Einstein | Infographic of the Week | Podcast - Soaring Rents | Invest like Warren Buffet | Family Planning | Neontrack

Newsletter Issue #016

Shinplasters & Kakeibo

Did You Know? | Essential Expenses | Kakeibo | Dave Ramsey | Visualizing Financial Needs | Middle Class Millennials | Investing Tips for Beginners | Financial Literacy 101 | Neontrack

Newsletter Issue #015

Thinkfluencers vs Economists

Did You Know? | Credit | Thinkfluencers vs Economists | Eleanor Roosevelt | Wealth Distribution | New Homeowners | 3 Common Investment Mistakes | Grocery Rebate Calculator | Neontrack

Newsletter Issue #014

Interest Rates & Investing

Did You Know? | Liability | Non-Essential Costs | Henry David Thoreau | Working Hours | Retirement for Gen Z & Millennials | Starting to Invest | Interest Rates | Neontrack

Newsletter Issue #013

CRA Grocery Rebate

Did You Know? | Asset | Budgeting Tips for University Students | Warren Buffett | The Most Profitable U.S. Companies | Retirement Planning Calculator | Investment Terms | CRA Grocery Rebate | Neontrack

Newsletter Issue #012

See the Markets in a Minute

Did You Know? | Financial Literacy | Why Create a Budget | Benjamin Franklin | See the Markets in a Minute | Renovating | Stock Market Simulator | Confidence About Retirement | Neontrack

Newsletter Issue #011

Coffee & Non-Essential Expenses

Did You Know? | Non-Essential Expenses | 50/30/20 Budget | Steve Martin | Most Expensive Starbucks Items in the World | 101 Ways To Save Money | Why You Got Into Debt | 4 Tips to Start Investing Today | Neontrack

Newsletter Issue #010

Unexpected Expenses

Did You Know? | Cost of Borrowing | Unexpected Expenses | Oprah Winfrey | Best Cities for Work-Life Balance | Thrifting | The Stock Market, Explained | Warren Buffett’s ‘secret sauce’ | Neontrack

Newsletter Issue #009

Investing for Young Canadians

Did You Know? | Emergency Fund | Making a Budget | Virginia Woolf | Rising Asset Classes | Money Shame| Investing for Young Canadians | Improving your Financial Literacy | Neontrack

Newsletter Issue #008

University Tuition Costs

Did You Know? | Credit Score | Budgeting at University | Benjamin Franklin | Failed Crypto Coins | Solid Financial-Planning | Steps to Start Investing | Insurance 101 | Neontrack

Newsletter Issue #007

ETFs - Investing for Everyday People

Did You Know? | ETFs | Starting a Budget | Nathan W. Morris | Top 20 S&P 500 Stocks | Moving to Alberta | ETF vs Index Fund | Financial Literacy Quiz | Neontrack

Newsletter Issue #006

How To Make A Budget

Did You Know? | Net Worth | How To Make A Budget | Dave Ramsey | Tipping Etiquette | 0.000 percent | Investment Tracking | Home Ownership | Neontrack

Newsletter Issue #005

Wealth and Happiness

Did You Know? | Annual Percentage Rate | Edmund Burke | Wealth and Happiness | Emergency Funds | Market News and Charts | Canada Pension Plan | Neontrack

Newsletter Issue #004

SMART Financial Goals

Did You Know? | Compound Interest | Budgeting Tips | Thomas Jefferson | Gen Z and Upward Mobility | First Home Savings Account | Market News and Charts | SMART goals | Neontrack

Newsletter Issue #003

Housing Prices

Did You Know? | Deposit Insurance | Why Make a Budget | Benjamin Franklin | Global Housing Prices | Non-Essential Spending | SIM Portfolio and Watchlist | Tax Season | Neontrack

Newsletter Issue #002

First Home Savings Account

Did You Know? | Inflation | Why is budgeting an essential personal finance tool? | Dave Ramsey | Inflation Around the World | Save for your first home tax-free (up to certain limits) with a FHSA | Market News | Tax Season | Neontrack

Newsletter Issue #001

Daily Coffee Spend

Did You Know? | GIC | Magic of a three-pay cheque month can give you a financial head start | Epictetus | Daily Coffee Spend | Simple $1 Savings Plan | Market Simulator | Tax Season | Neontrack