Features

Aggregation

A 360-degree View
of Your Financial Life

Neontra aggregates all of your data, creating a 360-degree
view of your financial life that is always up-to-date.

  • Bank Accounts, Credit Cards, Investments, Personal Assets, Loans/Debt, Insurance and Cash
  • Choose between automatically syncing your data, or import manually using files
  • We use multiple connectivity providers, ensuring your data is available and up-to-date
  • Multi-currency: 25 years of historical exchange rates, spanning 46 currencies
  • Account sharing enables a single view over your family’s finances

Tracking

Real-time Tracking
of All Your Financial Data

Neontra tracks all of your financial data over time:
Net Worth, Income and Spending Transactions, Investments, Debt

  • Transactions are automatically categorized
  • Create custom categories, and manage transactions using splits, tags, and custom mapping rules
  • View your income and spending over any time period: daily, weekly, monthly, yearly
  • Analyze your spending using advanced visualizations: per category, essential/non-essential, forecasted over time
  • Manage any type of investment: Stocks, ETFs, Funds, Fixed Income, Crypto
  • Track investments by performance, asset class, currency, sector or jurisdiction
  • Track your debt and debt payments to understand when your debts will be paid off

Budget

Custom Budget Planner
& Tracker

Neontra makes it easy to create and manage a custom budget, so you can
spend less time worrying about your money.

Targets

Multiple types of targets

Set budget targets per category, or use the target forecasted by Neontra based on your past behavior.

Track

Our Spending Tracker app helps you monitor your progress relative to targets.

Multi-Period

View your budget performance bi-weekly, by month, by quarter or by year.

Historical

Learn from the past and go back in time to view your past budget performance.

Insight

Personalized Insight
& Analysis

Neontra analyzes your personal data and presents you with powerful data-driven
insight that is customized for you and always up-to-date.

It’s like having your own personal financial assistant that is always on top of your finances, and able to provide helpful insight and guidance.

Plan

Financial Planning

Creating a Plan is the foundation of a healthy and secure financial future.

  • Forecast your financial future from where you are today
  • Create a Plan based on anticipated Life Events: e.g. buying a car, taking a vacation, buying a house, and eventually retirement


Neontra tells you if you’re on track with your financial plan as your data changes day-to-day, and if you’re no longer on track with your plan, we provide you with helpful insight and guidance.

Responsive, real-time financial planning, only from Neontra.

Health Check

A Report Card for
Personal Finance

Health Check provides a personal, easy-to-understand score
of your Financial Wellness with actionable insights.

  • Unique scores for Expenses, Saving, Emergency Fund, Investments, Debt, and Credit; all contributing to an overall Health Check Score
  • Track scores over time to measure progress and behavioural change
  • Instantly see where you are thriving, where you are struggling, and tips on how to improve

Calendar

Your Personalized
Financial Calendar

Use Neontra’s financial calendar to easily map your day-to-day finances.

Track

See all your spending visualized by day, week and month with one tap

Money Management

View transactions across all your cards and accounts in one place

Security

Secure
& Trusted

Neontra protects your data with bank-level security.
We never store your sensitive data, including passwords or account numbers.

We are:

  • Certified SOC2 compliant
  • Audited by BDO
  • Powered by TXIO technology

We don't:

  • Share your data
  • Sell your data
  • Provide third-party
    access to your data

Neontra technology is trusted by our client firms, who are regulated and authorized by SEC (US), IIROC (Canada), FCA (UK) and ESMA (EU). Neontra technology has processed more than 200 million trades since 2013.