Features
Aggregation
A 360-degree view of your financial life
Connect every account you own, in any currency, and Neontra keeps your full financial picture accurate and up to date.
Connect everything
- Bank Accounts, Credit Cards, Investments, Personal Assets, Loans/Debt, Insurance and Cash
- Sync automatically, or import manually using files
- Multiple connectivity providers keep your data available and up to date
Multi-currency, worldwide
- 25 years of historical exchange rates, spanning 46 currencies
Built for the whole family
- Account sharing gives your whole family a single view of your finances
Tracking
Every transaction, tracked in real time
From daily transactions to investments and debt, Neontra keeps a running history of your entire financial life.
Transactions, organized
- Transactions are automatically categorized
- Create custom categories, and manage transactions using splits, tags and custom mapping rules
- View your income and spending over any time period: daily, weekly, monthly, yearly
- Analyze your spending using advanced visualizations: per category, essential/non-essential, forecasted over time
Every investment, tracked
- Manage any type of investment: Stocks, ETFs, Funds, Fixed Income, Crypto
- Track investments by performance, asset class, currency, sector or jurisdiction
See your path to debt-free
- Track your debt and debt payments to understand when your debts will be paid off
Budget
Your custom budget, planned and tracked
Create a custom budget in minutes, then let Neontra track your progress automatically — so you spend less time worrying about money.
Targets
Multiple types of targets
Set budget targets per category, or use the target forecasted by Neontra based on your past behavior.
Track
Our Spending Tracker app helps you monitor your progress relative to targets.
Multi-Period
View your budget performance bi-weekly, by month, by quarter or by year.
Historical
Learn from the past and go back in time to view your past budget performance.
Insight
Personalized insight and analysis
Neontra continuously analyzes your data to surface insight that's tailored to you and always current.
Your Insights
-
Dining spending is trending higher than usual
Based on your last 30 days
-
Your net worth grew compared to last month
Driven mostly by your investment accounts
-
A recurring subscription renews this week
Flagged from your transaction history
-
You're on track with your savings goal
Updated automatically as new data comes in
"It's like having your own personal financial assistant that is always on top of your finances, and able to provide helpful insight and guidance."
Plan
A secure foundation for your future
Creating a Plan is the foundation of a healthy and secure financial future. Responsive, real-time financial planning, only from Neontra.
Forecast your future
- Project your financial future accurately based on exactly where you stand today
Plan for Life Events
- Build a comprehensive roadmap for anticipated milestones like buying a car, taking a vacation, buying a house, and retirement
Stay on track
- Understand instantly if you are on track with your financial plan as your data changes day-to-day
- Receive helpful insight and guidance if you slip off course
Health Check
A Report Card for Personal Finance
Health Check provides a personal, easy-to-understand score of your Financial Wellness with actionable insights.
Comprehensive scoring
- Unique scores for Expenses, Saving, Emergency Fund, Investments, Debt, and Credit; all contributing to an overall Health Check Score
Measure progress
- Track scores over time to measure progress and behavioural change
Actionable insights
- Instantly see where you are thriving, where you are struggling, and tips on how to improve
Calendar
Your Personalized Financial Calendar
Use Neontra’s financial calendar to easily map your day-to-day finances.
Track
- See all your spending visualized by day, week and month with one tap
Money Management
- View transactions across all your cards and accounts in one place
Security
Secure & Trusted
Neontra protects your data with bank-level security. We never store your sensitive data, including passwords or account numbers.
Certified Infrastructure
- Certified SOC2 compliant
- Audited by BDO
- Powered by TXIO technology
Strict Privacy Policy
- We do not share your data
- We do not sell your data
- We do not provide third-party access to your data
Proven Reliability
- Trusted by client firms regulated and authorized by IIROC (Canada), SEC (US), FCA (UK) and ESMA (EU)
- Processed more than 200 million trades since 2013