Personal Finance
Better Finances for a Better You
Topic: "Student Finances"
← Curating the web to find the most interesting and helpful
information about your money.
Did you know?
The average U.S. federal student loan debt is $37,853 per borrower. Outstanding private student loan debt totals $128.8 billion.
Average Student Loan Debt by State →Word of the week
Student Loan
A student loan is a sum of money borrowed to cover the costs of post-secondary education, including college expenses and other related costs. The primary purpose of student loans is to finance living expenses, books and supplies, and tuition while the borrower is pursuing a degree. Loan payments are often deferred during the time the student is in college and for several months after graduation.
Explore different types of scholarships →Budgeting
5 budgeting tips for college students that can help set you up for financial success by Alexandria White
Creating a budget while in college is a great way to track spending and take control of your finances →Serious stuff
Making financial decisions – including around budgeting, taking out loans or investing – can be daunting, and many college students feel ill-equipped to do so.
Financial Literacy: What College Students Need to Know by Sarah Wood →Did you know?
According to the national average of searches, student loans are the most Googled financial topic, with 2,441,000 searches on average across the US.
The most googled financial topics by state →Budgeting
5 budgeting tips for college students that can help set you up for financial success by Alexandria White
Creating a budget while in college is a great way to track spending and take control of your finances →Saving
The money-saving tips and tricks I’ve learned while living single learned while living single By Sadaf Ahsan
Image by Freepik - Here’s how a young adult can beat the high cost of living on their own →Budgeting
5 common credit mistakes you should avoid in your 20s by Megan DeMatteo 1) Spending without a plan 2) Using debit over credit 3) Waiting to establish credit 4) Not understanding key terms 5) Getting store cards on a whim
It can be hard to get your finances together in your 20s, find some helpful tips here →Serious stuff
Key Strategies for Improving Your Financial Wellness By Terry Turner and Thomas J. Brock, CFA®, CPA
You can enhance your financial wellness by improving various aspects of your personal finances →Budgeting
Recent studies are showing us that back-to-school shopping is more expensive than ever, and that parents are prepared to go without certain necessities and take on debt to get their children back-to-school ready. Parents are spending on things like electronics, clothing, shoes, school supplies etc.
Back-to-School Budgeting by Jasmin Brow →Budgeting
Congratulations, graduates! Equip yourself with essential personal finance knowledge to help you navigate your financial journey with confidence.
3 Personal Finance Reminders For New Graduates By True Tamplin →Budgeting
How to travel on a budget: Our 9 best tips from EF.com
- Come up with a plan
- Travel out of season
- Be accommodation-savvy
- Pack properly
- Book flights in advance…
- …and be smart about how you fly
- Embrace public transport
- Don’t eat away your cash
- Earn while you travel
Use our free vacation budget calculator to capture all your expenses and set a budget. Remember, it's the most memorable holiday that means the most, not the most expensive!
Budgeting
Whether you're a first-year student finding your independence or a senior preparing for the next chapter of your life, budgeting is vital to financial success.
Budgeting Tips for College Students: A Step-by-Step Guide →Budgeting
College students can earn a $100 bonus and avoid monthly fees with the Chase College Checking Account
Here’s what you need to know →Infographic of the week
Visualizing the Global Education Gap
The global education gap refers to disparities in educational access that exist between higher- and lower-income countries. It exists for various reasons, including lack of resources, political instability, and outdated technology.
The Hinrich Foundation provides visual context to the global education gap →Did you know?
According to Sallie Mae’s How America Saves For College, families reported spending an average of $28,026 on college in the academic year 2022-23, an 11% increase from $25,313 in 2021-22.
How America Pays for College 2023 →Word of the week
Federal Student Aid (FAFSA®)
You need to complete the Free Application for Federal Student Aid (FAFSA®) form to apply for federal student aid such as federal grants, work-study funds, and loans. Completing and submitting the FAFSA form is free and easier than ever, and it gives you access to the largest source of aid to help you pay for college or career school.
What is the FAFSA® form and why should I fill it out? →Infographic of the week
Ranked: Median Student Debt for a U.S. College Degree
According to the Federal Reserve, student loans added up to $1.6 trillion in Q2 2023, making them the third largest category of U.S. household debt behind auto loans ($1.8 trillion) and mortgages ($12 trillion).
The Visual Capitalist ranks student debt by U.S. college degrees →Budgeting
6 money moves to make in your 20s from CNBC: 1) Create a budget and stick to it 2) Build a good credit score 3) Set up an emergency fund 4) Start saving for retirement 5) Pay off debt 6) Develop good money habits
Making smart money decisions in your 20s has long-term benefits →Budgeting
Student discounts to help you save on back-to-school expenses in Canada
Here is a handy list of student discounts you can take advantage of across Canada →Budgeting
New York Times Quiz The newspaper wants to help young people get a better handle on their money. To begin, we want to hear from you.
Complete their short quiz, to let them know what your biggest questions are when it comes to personal finance →Budgeting
Building a budget helps you manage how you spend your money. When you control your spending, it’s much easier to achieve your financial goals, whether that is to save, pay off debts or simply live within your means.
Building a Budget: Helpful Tips for Students →Saving
How soaring rents are transforming student life. Student debt is a growing problem in Canada - one that’s set to get worse in the coming years.
Podcast: Stress Test by columnist Rob Carrick on how soaring rents are transforming student life →Budgeting
You made it to university and you get to decide which courses to take, which clubs to join and what to eat for dinner. Also: how much money to spend
9 budgeting tips for university students →Did you know?
At the national level, full-time graduate students paid, on average, $7,437 for the 2022/2023 academic year, whereas undergraduate students paid $6,834. This represents a 1.7% and 2.6% increase, respectively, from the previous year.
Tuition fees increase for Canadian undergraduate and graduate students →Budgeting
Attending university is the first time that many Canadian students get to practice real-life budgeting.
Best budgeting tips for university students in Canada →← Curating the web to find the most interesting and helpful information about your money.