Personal Finance
Better Finances for a Better You
Topic: "Net Worth"
← Curating the web to find the most interesting and helpful
information about your money.
Investing
How to Give Stocks As a Holiday Gift by Daniel Liberto
Buying gifts that adults actually want without breaking the bank is no easy task. But giving a share of company stock could perhaps help them one day generate enough money to purchase that one thing they don't have and have always wanted.
Give a gift that can grow over time →Infographic of the week
Ranked: U.S. States vs. G7 Countries by GDP per Capita
This graphic charts the GDP per capita of G7 countries against select U.S. states. Why compare states vs G7? By going down to the state level we account for differences in population and aggregate demand which can mask output inequalities between the U.S. and its peer economies.
How does your State compare? →Investing
Investing for income — not just growth
These strategies can help you create a steady stream of income for retirement, reinvestment or other financial goals
Read these tactics from Merrill Financial to consider when you want to supplement your cash flow with income-paying investments →Infographic of the week
The American Dream Costs $4.4 Million
This graphic shows the estimated cost of the American dream per household over the course of their lifetime, based on analysis from Investopedia.
The cost of the American dream exceeds the average lifetime salaries of both men ($3.3 million) and women ($2.4 million) with a Bachelor's degree →Investing
10 Tips for Successful Long-Term Investing
While the stock market is riddled with uncertainty, certain tried-and-true principles can help investors boost their chances for long-term success.
Tips that can help you prevent mistakes and hopefully generate some profits By THE INVESTOPEDIA TEAM →Investing
6 Top Investing Moves To Make Ahead of Fall, According to Experts by Heather Taylor
With the fall season, and Q4, around the corner, now is the best time to check in with your investing goals for 2024. Whether you’re right on track or are a little behind.
There’s still time to get all your ducks in a row ahead of 2025 and reap the financial benefits that come with it →Infographic of the week
Charted: The Most Popular Investing Strategies, by Generation
When it comes to investing, each generation has their own mix of strategies, and younger generations like to try a bit of everything.
How Do Different Generations Invest Their Money? →Investing
5 of Warren Buffett’s best tips for investing in the stock market by Catherine Clifford
1. Investing is a long game 2. Diversify 3. Stocks are now generally better than bonds 4. You can’t time the market 5. There’s no room to be emotional
So how does Warren Buffet do it? Here are five of his best bits of investing wisdom by Catherine Clifford →Infographic of the week
Ranked: Countries by Wealth Disparity Changes (2008–2023)
A recent US Federal Reserve analysis found that from 2019 to 2022, low-wealth groups in America had larger percentage gains in wealth compared to their high-wealth counterparts.
How Wealth Inequality Has Changed Since 2008, by Country →Investing
Compound Interest
Compound interest is when the interest you earn on a balance in a savings or investing account is reinvested, earning you more interest. As a wise man once said, “Money makes money. And the money that money makes, makes money.”
The Life-Changing Magic Of Compound Interest By Kate Ashford →Infographic of the week
Mapped: U.S. States With the Most Million-Dollar Homes by visualcapitalist.com
Million-dollar homes are becoming more common, with the U.S. having 621 cities where a typical home is worth $1 million or more.
This graphic shows the number of cities in each U.S. state where a typical home costs $1 million or more →Infographic of the week
How Much Does it Take to Be Wealthy in America? by the visualcapitalist
The is graphic looks at data from the 2023 Modern Wealth Survey by Charles Schwab, which asks respondents what net worth is required to be considered wealthy in America.
Wealthy in America: A Closer Look →Word of the week
Generational Wealth
Wealth that is passed down to children or other family members from parents or other relatives. This can include financial investments in children's education, such as covering the cost of college, as well as cash, real estate, or anything else with a monetary worth. It is also known as intergenerational wealth.
Generational wealth: What it is and how experts say you can work to build and protect it by Ivana Pino →Infographic of the week
The Countries With the Highest Wealth per Person
In 2023, global wealth increased by 4.2% as global stock markets rebounded and inflation eased. While Europe, the Middle East, and Africa achieved the strongest wealth growth, the U.S. accelerated at roughly half the rate of these regions, at 2.5% annually.
Highest average wealth per person, by country. Where does your country rank? →Infographic of the week
Where Are Salaries the Highest?
Broadly speaking, average salaries are going to be higher in countries with a higher cost of living. For example, Switzerland is one of the most expensive countries to live in, with monthly living costs of $2,497 USD according to World Population Review.
The average annual salaries of OECD countries →Investing
Creating an income-producing portfolio By Jeanne Sahadi
A lot goes into creating and managing an income-producing portfolio that works for you. But here are some basics to consider.
Make your money work when you’re not →Infographic of the week
Mapped: The Salary Needed to Buy a Home in 50 U.S. Cities in 2024
In 2024, the median salary for the typical American home buyer has risen to $104,339—up from $88,000 just two years prior.
The Cost of American Home Ownership by State in 2024 →Investing
5 Simple Ways to Invest in Real Estate By Andrew Beattie
1. Rental Properties 2. Real Estate Investment Groups 3. House Flipping 4. Real Estate Investment Trusts (REITs) 5. Online Real Estate Platforms
Here's how—from buying rental property to REITs and more →Infographic of the week
Charted: U.S. Wealth by Generation
In 2023, American Baby Boomers owned 52% of the country’s net wealth despite comprising only 20% of the population. Based on Federal Reserve data, this graphic illustrates the distribution of wealth in the United States from 1990 to 2023 by generation.
Baby Boomers Own Over Half of the Wealth →Investing
Track your global stock portfolio
Track all your stocks in US, Canada and beyond with Neontra!
Compare the difference between Neontra and Credit Karma →Infographic of the week
Mapped: The Income a Family Needs to Live Comfortably in Every U.S. State by the Visual Capitalist
This was originally posted on the Voronoi app. Families in the top five most expensive U.S. states require an annual income exceeding $270,000 to live comfortably. This visualization illustrates the income necessary for two working adults with two children to maintain a comfortable lifestyle in each state.
The income a family needs to live comfortably in every U.S. State →Investing
Warren Buffett's Investment Strategy By Matthew Frankel, CFP
KEY POINTS - Buffett's approach prioritizes a "margin of safety," paying less than a company's intrinsic value to protect against losses. - Quality over quantity: He avoids struggling businesses, preferring wonderful companies at fair prices. - Buffett emphasizes independence from market trends, advocating for a long-term, contrarian mindset in investing.
Warren Buffett's investing philosophy in 9 steps →Infographic of the week
Who Expects to Get Richer in 2024, by Both Generation and Gender
The Visualcapitalist plots the percentage of high net worth individual (HNWI) respondents who expect their wealth to increase in 2024, categorized by generation and gender, from the Knight Frank Next Gen Survey, accessible in their latest wealth report.
Who Expects to Get Richer in 2024, by Generation and Gender →Serious stuff
The 7 levels of financial freedom, according to a millionaire — 50% of U.S. workers are at Level 2 by Ryan Ermey
What level are you? The 7 levels of financial freedom →Investing
How to Invest in Index Funds in 2024 from the Motley Fool
An index fund is an investment that tracks a market index, typically comprising stocks or bonds. Index funds generally invest in all the components of the index they track and have fund managers whose job is to make sure that the index fund performs the same as the index.
Why invest in index funds? →Infographic of the week
Charted | The Wealth Needed to Join the Top 1%, by Country
The last decade has witnessed a remarkable surge in the global number of millionaires. By 2022, 1.1% of the world’s adults were millionaires, up from 0.6% in 2012. So, how to know if you belong to the top 1% in your country?
Wealth Needed to Join the Top 1%, by Country →Investing
10 Top Tech Stocks Of February 2024 by Dock David Treece
The best tech stocks come from companies that are building the future. Whether they manufacture sleek mobile devices or develop the digital services you can’t live without, fast-growing technology stocks can set portfolios into hyperdrive.
The 10 largest tech sector companies profiled →Word of the week
Time Value of Money (TVM)
The idea that money that is available now is worth more than the same amount in the future is known as the time value of money, or TVM. This is due to the fact that money that is invested has the ability to grow, and the longer it is invested, the more value it will gain. Money acquired later is viewed as having less value since it has less time to increase through investments.
Model and forecast the growth of your money. Define projected growth rates & visualize likely scenarios →Infographic of the week
What You Need to Earn to Own a Home in 50 American Cities
Between skyrocketing prices, stagnating wages, and now rising interest rates, the deck seems to be increasingly stacked against home ownership. Using May 2023 data tabulated by Home Sweet Home, the Visual Capitalist maps out the annual salary needed to afford a 30-year mortgage (at 6.37%) to buy a home in America’s 50 most populous metropolitan areas.
The Least and Most Affordable American Cities to Own a Home →Infographic of the week
Visualizing the Pyramid of Global Wealth Distribution
Who controls global wealth? In 2022, the world’s millionaires held nearly half of net household wealth. Decades of low interest rates led equities and real estate values to soar, and these assets are disproportionately held among the world’s wealthiest.
The distribution of global household wealth, based on the annual 2023 UBS Global Wealth →Word of the week
Diversification
A fundamental investing strategy that distributes investment funds among multiple asset classes is diversification.
What Is Diversification? Definition as Investing Strategy →Infographic of the week
Visualizing the Top Countries by Wealth per Person
When looking at wealth per person on a country-by-country basis, is it more important to look at median wealth or average wealth?
See how you compare to the rest of the world →Investing
How to Invest Like Warren Buffett
Want to emulate Buffett’s investment strategy? Morningstar has compiled work on the approach he and partner Charlie Munger have pursued at Berkshire Hathaway. (Stock symbols BRK.A and BRK.B)
Delve into Warren Buffett’s investment strategy →Infographic of the week
Ranked: The 20 Best Franchises in the U.S.
The U.S. is famous for chain restaurants, franchised shops, and brand name hotels. One thing these franchises aim for is consistency in store feel, customer service, product offerings, and prices, no matter which state you’re in.
Best franchises in the U.S. worth owning, from Dunkin’ Donuts to ... →Did you know?
The Founding Father of the United States and famed inventor Benjamin Franklin's face appears on the $100 bill, but you won't find the $ sign. Believe it or not, the $ sign does not appear on any US currency bank notes.
The Faces on Every US Bill →Infographic of the week
Just 7 Companies Dominate the Nasdaq 100
Launched in 1985, the Nasdaq 100 index tracks the performance of the largest, and most actively-traded, non-financial companies listed on the Nasdaq stock exchange.
Companies in the Nasdaq 100, by Weight →Infographic of the week
Visualizing U.S. Wealth by Generation
The distribution of wealth is an important measure of the economic power of each generation. In the U.S., for example, baby boomers own half of the nation’s $156 trillion in assets despite making up 21% of the country’s population.
Visualizing $156 Trillion in U.S. Assets, by Generation →Investing
Making Smart Investments: A Beginner’s Guide
- Why should you invest? - How much should you save vs. invest? - How do investments work? - How do you make (or lose) money?
See Matthew Blume of the Harvard Business Review answers →Investing
Investing Introduction
Whether you are new to investing or new to Canada, investing for your future is important.
Investing for your future →Infographic of the week
Global Distribution of Money
The fact that China, Japan, the United States, Germany, the United Kingdom, France, and India are the nations with the greatest concentrations of this wealth is not surprising. Actually, the combined wealth of just seven nations makes up 69% of the global total.
Do you know your Net Worth? Start tracking it today →Word of the week
Liability
Any debt that lowers your financial worth is referred to as a liability, whereas owning an asset would raise it.
Learn more about specific liability types and examples →Investing
Investing can seem intimidating
Fortune.com outlines how to get started: - Decide your investment goals - Select investment vehicle(s) - Calculate how much money you want to invest - Measure your risk tolerance - Consider what kind of investor you want to be - Build your portfolio - Monitor and rebalance your portfolio over time
A beginner’s guide to investing in the stock market →Word of the week
Asset
An asset is anything you own that increases your financial value, whereas a liability is money you owe that would decrease your financial value. Assets include a laptop, bike, car, house, and bank accounts.
Learn more about specific asset types and examples →Infographic of the week
The most profitable U.S. companies, by sector
See the S&P 500 companies with the highest profits in their sector. Data is based on the fiscal year ending on or before January 31, 2023 across companies in the Fortune 500.
America’s most profitable companies, by sector →Investing
The Basics of Investing
Read about some of the most common types of investments including the Canada Savings Bond (CSB), Guaranteed Investment Certificate (GIC) and Treasury bill (T-bill).
Jargon-free investment terms →Infographic of the week
See the Markets in a Minute
S&P 500 companies hold $7.1 trillion in assets, and account for close to 80% of available market capitalization on U.S. stock exchanges. The index serves as a barometer for the U.S. stock market, covering the largest public U.S. companies by market capitalization. Often, it reflects investor sentiment and is considered an indicator for U.S. economic health.
Visualizing Every Company on the S&P 500 Index →Infographic of the week
The Most Expensive Starbucks Items in the World
Your daily coffee habit is probably costing you a lot more than you think. What if you skipped buying two coffees a week and invested that money?
The Price of (non-essential) Big Bucks Starbucks items in USD →Serious stuff
Warren Buffett’s ‘secret sauce’ for investing success: Be ‘business pickers’ not ‘stock pickers’
Learn what value investing means and how it can help grow your Net Worth →Infographic of the week
The Fastest Rising Asset Classes in 2023
Many corners of the market have shown resilience despite persistent inflation and slowing economic growth in 2023. U.S. equities, international equities, and a variety of bonds have seen positive returns so far this year.
The top-performing asset classes to date with data from BlackRock →Word of the week
Net Worth
Your net worth is simply the difference between your assets (what you own) and liabilities (what you owe).
See your net worth and take the pulse of your overall financial health →Investing
Test before you invest
Build and test your strategies with a fully-functional trading simulator, including stocks, metals, crypto and FX.
Take your first steps into the investment world without risking losing any money →Word of the week
Compound Interest
Compound interest is the interest on savings calculated on both the initial principal and the accumulated interest from previous periods.
Discover the magic of compounding and why it's important to increasing wealth →Investing
Market News and Charts
At Neontra, you get free stock quotes, up-to-date news, charts, international market data and you can build a SIM portfolio.
Market tools to help you test before you invest →Investing
SIM Portfolio and Watchlist
You can also compete with friends with our Investment Simulator. Trade with SIM money to test your best strategies to beat your friends without the risk of losing real money.
Market tools to help you test before you invest →Investing
See which stocks are moving the markets
Get free stock quotes and up-to-date news with your Neontra account.
You can create market watchlists here →Saving
Saving can be hard but it all starts with one simple step.
Start with just $1 in Week One. You will be surprised how much you accumulate over the year by adding just a dollar each week →← Curating the web to find the most interesting and helpful information about your money.