Personal Finance
Better Finances for a Better You
Topic: "Personal finance topics for college students"
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Serious stuff
Making financial decisions – including around budgeting, taking out loans or investing – can be daunting, and many college students feel ill-equipped to do so.
Financial Literacy: What College Students Need to Know by Sarah Wood →Investing
New Investors: Avoid These 3 Harmful Cognitive Biases For Success by Tony Dong, MSc, CETF®
1. Herding / FOMO 2. Confirmation / Overconfidence 3. Recency / Survivorship
Understanding these investing biases can help you avoid them on your way to becoming a successful investor. →Did you know?
According to the national average of searches, student loans are the most Googled financial topic, with 2,441,000 searches on average across the US.
The most googled financial topics by state →Budgeting
Budgets are the building blocks of financial stability
- Automate bill payments
- Create a “wants list” to curb overspending
- Use cash or a debit card for your problem spending areas
- Sock away funds for emergencies
- Get realistic with sinking funds
- Save on homeowners and auto insurance
- Gulp your daily “budget smoothie”
- Budget with your partner
- Use a free budgeting app like Neontra
Budgeting
5 budgeting tips for college students that can help set you up for financial success by Alexandria White
Creating a budget while in college is a great way to track spending and take control of your finances →Saving
Our consumer culture pressures many of us to live above our means. The good news is that making a personal and household commitment to a more frugal lifestyle can be a fulfilling, healthy choice and can save you a lot of money.
65 Tips to Save Money Through Self-Reliance By Kale Roberts →Saving
The money-saving tips and tricks I’ve learned while living single learned while living single By Sadaf Ahsan
Image by Freepik - Here’s how a young adult can beat the high cost of living on their own →Budgeting
5 common credit mistakes you should avoid in your 20s by Megan DeMatteo 1) Spending without a plan 2) Using debit over credit 3) Waiting to establish credit 4) Not understanding key terms 5) Getting store cards on a whim
It can be hard to get your finances together in your 20s, find some helpful tips here →Infographic of the week
Ranked: Median Student Debt for a U.S. College Degree
According to the Federal Reserve, student loans added up to $1.6 trillion in Q2 2023, making them the third largest category of U.S. household debt behind auto loans ($1.8 trillion) and mortgages ($12 trillion).
The Visual Capitalist ranks student debt by U.S. college degrees →Budgeting
While you would be forgiven for being nose-deep in your books, it’s time to take a minute to reflect on how you’re managing your money. Do you have a budget? Or are you spending on the go?
21 money-saving tips and tricks for students →Investing
See which stocks are moving the markets
Get free stock quotes and up-to-date news with your Neontra account.
You can create market watchlists here →← Curating the web to find the most interesting and helpful information about your money.