Newsletter
Better Finances for a Better You
← 071 Neontra Newsletter Issue #070 069 →
Estimated reading time: 5 minutes
Did you know?
According to the US Census Bureau, between 2002 and 2023, the national homeownership rate was at its lowest in 2016 when it fell to 62.9%, but it has now risen to 65.7% in Q4 of 2023.
Here’s How US Homeownership Rates Have Changed as Home Prices Increased →Word of the week
Adjustable-Rate Mortgage (ARM)
A house loan with a variable interest rate is referred to as an adjustable-rate mortgage (ARM). The starting interest rate on an ARM is set for a specific amount of time. Subsequently, the interest rate charged on the remaining amount is frequently adjusted, perhaps once a year or even once a month.
Adjustable-Rate Mortgage (ARM): What It Is and Different Types →Budgeting
Summer is expensive for families. With the kids home from school, your grocery bills will undoubtedly go up. If you pay for daycare or summer camp, that can also eat a big chunk out of your household budget.
50 Best Summer Budgeting Tips for Families By Dawn Allcot →Infographic of the week
Mapped: The Salary Needed to Buy a Home in 50 U.S. Cities in 2024
In 2024, the median salary for the typical American home buyer has risen to $104,339—up from $88,000 just two years prior.
The Cost of American Home Ownership by State in 2024 →Saving
Check, please! The etiquette of splitting the tab
NPR Life Kit: Chef and food writer Kiki Aranita walks us through common dining scenarios to ensure the bill is handled fairly and smoothly. →Investing
5 Simple Ways to Invest in Real Estate By Andrew Beattie
1. Rental Properties 2. Real Estate Investment Groups 3. House Flipping 4. Real Estate Investment Trusts (REITs) 5. Online Real Estate Platforms
Here's how—from buying rental property to REITs and more →Serious stuff
From the best ways to budget to how to boost your earning potential like a pro, these nuggets of financial wisdom are as fresh as the day they were published.
50 Personal Finance Tips That Will Change the Way You Think About Money by Alden Wicker →