Newsletter
Better Finances for a Better You
← 090 Neontra Newsletter Issue #089 088 →
Estimated reading time: 5 minutes
Did you know?
The US National Retail Federation reported that 44% of consumers planned to buy gift cards for the 2023 holiday season.
9 Things That Frugal People Always Buy During the Holidays by Cynthia Measom →Word of the week
Arrears
Generally used in relation to a financial obligation such as rent, loan repayments, or bills, arrears are defined as payments that are past due or unpaid after they were due. An individual accrues arrears when they miss a certain payment, which frequently leads to fines or interest.
What It Means to Be in Arrears, With Example By Julia Kagan →Budgeting
Year-end financial checklist: Personal finance tips for 2025
As 2024 draws to a close, it’s time to take a comprehensive look at your finances and prepare for the upcoming year. →Quote of the week
"There are two kinds of people who lose a lot of money: the people who know nothing and the people who known everything"
- Henry Kaufmann
Infographic of the week
Mapped: America’s Happiest States in 2024
Decades of research have found that the predictors of happiness stem from many interwoven factors, such as the quality of a person’s relationships to financial stability.
This graphic shows happiness levels by U.S. state in 2024, based on data from WalletHub →
Saving
How To Have A Frugal Holiday Season – by the Frugal Friends Podcast
Jen and Jill will unwrap meaningful ways to celebrate frugally and offer mindset shifts to help you embrace the holiday season! →Investing
5 Things Frugal People Always Do With Their Investments by John Csiszar
1) Avoid Commissions 2) Use Passive Investments 3) Find the Lowest Cost Variations 4) Trade Infrequently 5) Check Regularly, but Infrequently
When shopping for anything, including investments, you should never confuse “frugal” with “cheap.” →Serious stuff
Here are 40 Frugal Ideas to Have Fun These Holidays to get your started! Most of these are free or can be done with very little cost.
40 Frugal Ideas to Have Fun These Holidays By JESS - MINIMISE WITH ME →Fun stuff
"Neontracks..."
Listen to our Neontrack playlist when you have music and money on your mind.