Newsletter
Better Finances for a Better You
← 032 Neontra Newsletter Issue #031 030 →
Estimated reading time: 6 minutes
Did you know?
According to Google Trends on November 8th 2023, searches for "cost of groceries" were at an all time high.
Learn about how to start monitoring your food spending with Neontra →Word of the week
Creditworthiness
The term "creditworthiness" describes the degree of a lender's trust in a borrower's capacity to return a loan. The borrower's creditworthiness is mostly based on how successfully they have handled their prior financial commitments.
Discover how long it would take to pay down your credit card with our free credit card payoff calculator →Budgeting
How to succeed at budgeting - A guide to 4 budget planning methods:
- 60% solution – keep essential expenses around 60 per cent to avoid overspending.
- Zero-sum budgeting – subtract expenses from your pay, and you should end up with zero.
- Reverse budgeting – put the focus on savings (you pay yourself first).
- The 50/30/20 rule – probably one of the most popular budget methods.
Quote of the week
"Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery."
- Charles Dickens
Infographic of the week
Which Cities Have Bubble Risk in Their Property Markets?
Despite higher mortgages and sharply correcting prices, some cities’ property markets are still in bubble-risk territory.
The UBS Global Real Estate Bubble Index →Saving
How to pick a bank that works for you
Are you happy with your bank, or is it time for a change? →Serious Stuff
5 Easy Ways to Take Control of Your Personal Finances by Kiara Taylor of Ascend
- Budget, budget, budget
- Create an emergency fund
- Be honest with yourself
- Ask for help
- Track your progress
Fun stuff
"Let Lincoln and Jackson start shaking hands. On a greenback, greenback dollar bill Just a little piece of paper, coated with chlorophyll."
Which artist is #1 on our Neontrack playlist this week?
Listen to our Neontrack playlist when you have music and money on your mind.