Newsletter
Better Finances for a Better You
← 045 Neontra Newsletter Issue #044 043 →
Estimated reading time: 6 minutes
Did you know?
The Philadelphia Stock Exchange (PHLX), established in 1790, is older than the New York Stock Exchange (NYSE), and even as late as 1815, London banks looked to Philadelphia rather than New York to buy American securities.
How New York Became the Center of American Finance →Word of the week
Permanent Life Insurance
Permanent life insurance gives you lifetime coverage. If you pass away while your insurance policy is still in force, your beneficiaries will receive a death benefit. Permanent life insurance policies usually build up a cash value. You will get your money back if you decide to terminate your coverage. The amount would be less than what you spent in insurance premiums.
You can easily track all your life insurance policies at Neontra →Budgeting
When to make a budget:
- Significant changes in your personal life
- Job status has changed
- When you don't know where your money is going
- Find it difficult to save regularly
- Your debts are escalating
- Your feeling overwhelmed by your finances
- Feel like you’re not in control of your money and debts
- Thinking about a major purchase
Quote of the week
"Formal education will make you a living; self-education will make you a fortune."
- Jim Rohn
Infographic of the week
Charted: Investment Preferences by Generation in the U.S.
Different generations grow up with different values and different economic realities, causing investment preferences by generation to vary across the board. The above graphic shows how different generations invest—from millennials to boomers—based on June 2023 survey data from Charles Schwab.
The Visual Capitalist: Investment Preferences by Generation →Saving
How To Avoid Being House Poor And Other Homebuyer Horror Stories
Half Banked Podcast: Hosts Cadeem and Bethan focus on what buying a home is like, particularly for first-timers →Investing
10 Top Tech Stocks Of February 2024 by Dock David Treece
The best tech stocks come from companies that are building the future. Whether they manufacture sleek mobile devices or develop the digital services you can’t live without, fast-growing technology stocks can set portfolios into hyperdrive.
The 10 largest tech sector companies profiled →Serious Stuff
7 Ways to Manage Financial Stress from TIMEstamped
- Figure out where the money stress is coming from
- Create a budget or spending plan
- Start an emergency fund
- Increase your income
- Automate some of your financial transactions
- Improve your money communication style
- Get outside advice and help
Fun stuff
"A little spending money. Money to burn. Money that you did not necessarily earn. Rainy days seem to wind up sunny, Long as you got a little spending money."
Which artist is #1 on our Neontrack playlist this week?
Listen to our Neontrack playlist when you have music and money on your mind.