Personal Finance

Better Finances for a Better You

Topic: "Credit Scores"

← Curating the web to find the most interesting and helpful information about your money.

Infographic of the week

Mapped: The Average Credit Card Debt in Every U.S. State (2024)

This map visualizes the average credit card debt held by households in each U.S. state and ranks the states where residents pay off the debt the fastest and slowest. Data is sourced from Bankrate (2024) who also used average monthly household income to calculate how long it takes to pay off balances.

Mapped: The Average Credit Card Debt in Every U.S. State (2024) Where does your State rank? →

Serious Stuff

Your credit score is based on five core factors:


  • 35% – Payment history
  • 30% – Credit utilization
  • 15% – Length of credit history
  • 10% – Inquiries and new credit
  • 10% – Diversification of credit
Work out how long it would take to pay off a credit card with our free calculator →

← Curating the web to find the most interesting and helpful information about your money.