Newsletter
Better Finances for a Better You
← All Neontra Newsletter Issue #097 096 →
Estimated reading time: 5 minutes
Did you know?
A widely quoted Gallup survey found that only 32% of American households prepare a written budget or use software for a spending plan.
Do You Have a Budgeting Mindset? by Barbara O’Neill, Ph.D., CFP® →Word of the week
Pay Yourself First Budget
The "pay yourself first" method is a strategy that emphasizes saving and investing before addressing other financial obligations.
Pay Yourself First →Quote of the week
"A simple fact that is hard to learn is that the time to save money is when you have some."
- Joe Moore
Budgeting
The goal of a budget isn’t to limit the amount of money you spend. It’s to help you spend money on the things that matter most to you so you can create the life you want.
How to Actually Stick to a Budget by Danielle Doolen →Infographic of the week
Mapped: The Top 10 States by Credit Card Spending
Americans spend an average of just over $5,200 per month on their credit cards across all states. Which states have the highest credit card spending?
States with the highest credit card spending →Saving
Tips For Saving Money With Sustainable Behaviour by Emily Wilkins and Anna Oana
Remember that small efforts can make a difference, and you don’t have to be perfect. Happy saving! →Investing
How to invest money when you’re on a tight budget, according to financial advisers by Alicia Adamczyk
If you want to get started investing but don't have a ton of extra cash to put away, don't worry—financial advisers say you don't need to max out your retirement accounts for investing to make a difference. Even small amounts add up over time.
If you're on a tight budget but still want to prioritize investing, here's what financial experts advise. →Serious stuff
Does money buy happiness? Though this seems like a straightforward question, previous research has returned contradictory findings, leaving uncertainty about its answer.
Does Money Buy Happiness? Here’s What the Research Says →Fun stuff
"Neontracks..."
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