← 097 Neontra Newsletter Issue #096 095 →
Estimated reading time: 5 minutes
A 2020 Intuit Survey of at least 1,500 people found that more than 60% didn't know how much money they spent the previous month.
Here’s why budgets don’t work for a lot of people →The 75/15/10 rule is a straightforward budgeting method: allocate 75% to essential needs, 15% to long-term investments, and 10% to short-term savings.
What Is the 75/15/10 Rule? A Simple Path to Better Budgeting by Caitlyn Moorhead →"In fact, what determines your wealth is not how much you make but how much you keep of what you make"
- David Bach
I Write About Money for a Living and Swear by These 7 Budgeting Tips by Kelly Ernst
You don't have to spend years deep-diving into budgeting to manage your money better. All you need are these essential tips. →The cost of renting is anything but uniform—shaped by geography, neighborhood trends, and even the quirks of a few city blocks. What’s affordable in one part of town might be out of reach just a short walk away. This map, created by NeoMam Studios for CashNetUSA, visualizes the most affordable ZIP codes to rent across America.
Whether you’re shopping for essentials or treating yourself on a budget, becoming a savvy shopper is a simple way to stretch your finances a little further. Here are five easy tips to help you get started.
Secrets to Slashing Your Shopping Bill: 5 Expert-Approved Tips by Amy Fontinelle →Even when money is tight, you can find ways to start setting aside small amounts and investing them, taking advantage of compound interest throughout your lifetime.
If you would like to invest but think you don't have the money, think again →Money mindfulness: Four questions to ask yourself before buying to stay on budget
Money and Mindfulness: Questions to Ask to Stay on Budget →